How Not to Burn Through Grocery Money When You Hit Retirement
Everything costs more these days, including gasoline, clothing, utilities, and even food. Fortunately, there are several interesting and even fun strategies you can use to help you get more out of your grocery money. Here are some tips and tricks for eating well on a budget.
Plan Meals in Advance
One of the best things you can do before you go to the grocery store is come up with a meal plan for a week or two in advance. Although shopping daily (or even every other day) may allow a little more convenience, the truth is that you’ll save more if you plan your meals appropriately. Don’t just plan for the big things, either; consider things like snacks, beverages, and household items you’ll need over the next several days. It’ll cut down on the transportation costs and reduce the urges to buy things on impulse, which can save hundreds of dollars over the course of a year.
Buy in Bulk
Bulk shopping certainly has its advantages, and its best if you have the room to store larger packages of the things you use regularly. For example, if you love chicken, it’s often less expensive to buy in bulk and make your own cuts than to purchase small packages of tenderloins. In fact, if you can buy whole chickens and cut them up yourself, you’ll save quite a bit. The same goes for things like frozen vegetables and even household items like paper towels or laundry detergent.
Take Advantage of Savings Potential
Grocery stores work hard to remain competitive, so you’ll find a variety of means to save money based on where you shop. For example, some stores offer price matching, which means you can go to one store and receive all the sale prices advertised by every store in your area. Other stores have digital coupons that you can clip and load to a discount card presented at the time of checkout, and some offer double or even triple coupon days. You can find manufacturer’s coupons in your local newspaper, and you can order them direct from the manufacturers online, too.
Use Discount Cards
The discount cards you can receive from local stores offer far more than just digital coupons. Depending on where you shop, you can get discounts on other things, too. For example, you might find that one store offers you a point for every dollar you spend, and when you rack up 100 points, you’ll get significant savings the next time you refuel your car. Some grocery discount cards will also give you the opportunity to enjoy members-only savings, so make sure you apply. It’s often easy to get your card online, but many stores will give you one at the checkout if you ask.
Saving money on groceries isn’t difficult. In fact, it usually just requires a bit of advanced planning and some research into the area’s current sales. With coupons in both paper and digital form, price matching, and other discounts, you can get far more for your money.